Blogs from Sharena R. Flowers, MBA Tue, 23 May 2017 01:00:11 +0000 Joomla! - Open Source Content Management en-gb Pre-Approved: What's Next? Once you have allowed your loan officer to pull your credit and you have submitted all of your required paperwork, the loan officer will issue you a pre-approval letter. The pre-approval letter will specify the maximum purchase amount for your home, the loan type, the percentage and dollar amount of your down payment as well as the anticipated interest rate. It will also have an expiration date of between 30 and 90 days depending on the lender you are using.

Read more]]> (Sharena R. Flowers, MBA) Lifestyle Sun, 18 Sep 2016 17:49:03 +0000
For First Time Home Buyers: Where Do I Start? For many, the very first person they call when they decide to purchase a home is a real estate agent. The best way to find an agent you can trust, is by referral. Of course you can also research agents online, look at their reviews and follow their blogs and social media to see if they might be a good fit. While there is nothing wrong with contacting an agent first, don’t be surprised or alarmed if the first question they ask is either “have you spoken with a lender” or “are you already pre-approved”? I promise they are not trying to blow you off. There is a method to our madness and our inquiry is only because we have your best interest at heart.

Read more]]> (Sharena R. Flowers, MBA) Buyers Mon, 18 Jul 2016 22:41:08 +0000